WebTerm Deposit. Special Term Deposit. Funds deposited in the account can be by way of fresh remittance from overseas or transfer from other NRE / FCNR (B) account or NRO account (subject to limit) Interest earned on FCNR (B) deposits is exempted from Indian Income tax. Foreign currency loans and Rupee loan available against FCNR (B) deposits. WebMar 21, 2024 · The FCNR Deposits in India provide a better opportunity to generate returns much greater than what you can generate in the USA as an NRI. The national average interest rate on savings accounts in the USA stands at 0.05% APY whereas in India you can generate much higher returns with the FCNR Deposits with up to a 3.22%* interest …
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